Once the insurance adjuster knows how much it may cost to repair your vehicle, one of three things will happen:. When the last option occurs, you may need to negotiate a just settlement or consider taking the case to court. Your attorney will likely take care of this process on your behalf if you are working with a car accident lawyer.
Most car accidents without injuries do not justify a lawsuit. However, even without injuries, your case may warrant a lawsuit if you suffered abnormally high property damage that insurance will not compensate you for.
Even if you walked away from a car wreck without injuries, you could be left with financial losses. A New Orleans car accident attorney from the Morris Bart law firm can consult with you for free to go over the details of your case. Our team can review your accident-related expenses and calculate the total losses you suffered to assign a value to your case.
We can determine whether you should file an insurance claim or pursue a lawsuit for compensation. Emotional distress refers to a severe reaction you may suffer after an accident.
You may be experiencing emotional distress if you suffer from:. Even without injuries, your accident may have resulted in trauma. Not only do you need to seek treatment, but you may need to provide evidence of your emotional distress to include it in your car accident lawsuit. A lawyer could help you in that case. Whether you pursue compensation from an insurance claim or a lawsuit, working with a lawyer can greatly benefit your situation.
Your lawyer can:. A car accident attorney can review the merits of your case and determine how to proceed with your case. Your lawyer will also understand the claim settlement tactics insurance companies use to reduce your payout.
After you are involved in a traffic accident, you should get a full medical evaluation. The majority of states in the U. The only exception in the latter case is if medical bills exceed a certain dollar amount, which varies from state to state. If you are unsure about the laws in your state, consult with a personal injury attorney. When calculating pain and suffering, insurance companies tend to look at the severity and permanence of injuries.
A person with a broken arm will likely be entitled to less money for pain and suffering versus someone who suffered an injury that put them in a wheelchair — whether permanent or temporary. They can help you with the process of receiving compensation for any possible pain and suffering caused by the incident. Filing an insurance claim is the first step to receiving compensation for injuries obtained in the auto accident.
When a claim is received by an insurance company they will assign an insurance adjuster to further examine the incident. If a settlement offer cannot be reached, a car accident lawsuit may need to be filed. In the event that an injury case is filed, the case may go to trial. If the other party can prove that you share some part of the blame for the injuries sustained, then any personal injury compensation awarded may be reduced.
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Shock and fear are common emotions when you are in an accident. Collisions are never expected and can leave you in a panic. Close your eyes and take a few deep breaths to get your bearings. If anyone is injured, call immediately. Although emergency services will likely send the police to the scene of the accident, call your local police station.
When the police arrive, tell them, to the best of your ability, what happened. This verifies the time and place of the accident as well as other details that may be important later. Due to this risk, you may consider purchasing additional insurance if you can afford it. Increasing your liability limits will reduce your chances of being held personally liable in an accident claim. If you have been in an accident, you might be wondering if you have a valid personal injury claim.
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